Make the dream of homeownership a reality.
Buying a home doesn’t have to feel so far out of reach. At WBT we offer a wide variety of mortgage options. Whether you are first time home buyer or looking to update your current home, Wilson Bank & Trust’s experienced Mortgage Loan Officers will be with you every step of the way through the home buying process. Let us help you find the right home loan at a competitive rate.
Take the first step by filling out our no-obligation online application. It's as easy as 1 - 2 - 3.
Step #1 - Complete the online application.
Step #2 - Click submit and your application will be reviewed for approval.
Step #3 - One of our Lenders will contact you to discuss your specific needs and answer your questions.
Conventional Fixed-Rate Mortgages
Ensure your monthly payments and interest rate don't change with a fixed-rate mortgage loan.
Adjustable Rate Mortgages (ARM)
Make lower payments now and stay protected from high rates later with this type of mortgage loan.
New Construction Purchase
Purchasing a new home through a builder that is yet to be built? We'll help make that dream home happen.
VA Home Loans
A government-backed home loan option available to Veterans, service members, and surviving spouses.*
Federal Housing Administration (FHA) Loans
A government-backed home loan option that can help put home ownership within reach if qualifications are met.*
USDA Loans
A government-backed home loan option that can help put home ownership within reach for rural developments if qualifications are met.*
Community 100
Our Community 100 program is a home loan option that expands opportunities for sustainable homeownership to qualified borrowers in designated geographies in the Metropolitan Nashville area.*
Jumbo Loans
If you need a big house or you're in a competitive market, this mortgage loan lets you exceed the limit.
Mortgage Refinance
Lower your mortgage rate with a fixed-rate term.
*Please contact a Mortgage Loan Officer for qualifications.